Help Me Choose...

How much insurance I need?"

Life insurance helps you protect yourself and your family against an uncertain future. When thinking about the future, some questions that need to be answered are:

• In case of your death, will your family have enough money to meet their current standard of living?
• When you are old, will you have enough money to live a comfortable retired life?
• What is the value of your assets today?
• What are your liabilities today and how much would they amount to in the future?
• Hence, how much insurance do you need?
  

"Which is the best plan for me?"

After deciding the amount of insurance that you require, you need to decide on the policy that best suits your needs.

Your insurance needs are dependant on your responsibilities and financial commitments. And these are defined by your life stage and your needs. If you have just begun a family, you need a policy that would provide for you child's needs for higher overseas education, or marriage or a business venture. You also need to take a policy such that should something untoward happen to you, your family has the money to meet their daily expenses comfortably.

In case you are close to your 40s, then you need to think of planning for an easy and comfortable retirement.

"How much premium I need to pay?"

After deciding the policy that best suits your needs, let us help you calculate the amount of premium that you need to pay. Your premium is not just the cost towards securing a life cover, it is also a tool that encourages you to save systematically for the future. Depending upon your convenience, you may pay your premiums annually, half yearly or quarterly.

What are the 5 easy steps to buy our plans?

5 Easy Steps To Buying A Policy

1. Initially, calculate the exact amount of insurance that you need.
2. Decide which product suits you best based on your life stage and need.
3. Calculate the premium that you need to pay on the basis of the product that you have decided to buy.
4. Once you have decided on all the above parameters, get in touch with a Life Advisor at any of the Kotak Life Insurance branch offices. Alternatively, you can call us on 98412 67878 and leave your name and contact details so that we can arrange for a Life Advisor to contact you.
5. Our Life Advisor will assist you in filling up a proposal form. In addition to a proposal form, you need to submit some financial documents that are required in order to buy a policy. The Life Advisor will notify the list of financial documents required for the same.