Alphazee

PERSONAL LOANS

Documents ( Pre Sanction)	Salaried	Self Employed
Latest 3 months Bank Statement (where salary/income is credited)	Yes	Yes
Latest 2 salary slips	Yes
Last 2 years ITR with computation of income / Certified Financials		Yes
Proof of Turnover (Latest Sales / Service tax returns)		Yes
Proof of Continuity current job (Form 16 / Company appointment letter )	Yes
Proof of Continuity current profession (IT Returns / Certificate of business continuity issued by the bank)		Yes
Proof of Identity (any one)Passport / Driving Licence / Voters ID / PAN card / Photo Credit Card / Employee ID card	Yes	Yes
Proof of Residence (any one) Ration Card / Utility bill / LIC Policy Receipt	Yes	Yes
Proof of Office (any one) Lease deed /		Yes
Proof of Qualification Highest Degree (for Professionals / Govt employees	Yes	Yes

Rates & Fees

A processing fee of 2% of the loan amount is applicable. These fees are deducted upfront from the disbursement amount.
Prepayment of the loan is possible after 180 days of availing the loan.
Foreclosure charges as applicable would be levied on the outstanding loan.
Part pre-payment is not allowed.
No other fees or commitment charges are levied.

Description of Charges	Personal Loans
Loan Processing Charges / Renewal Charges	2* % of loan amount
Prepayment Charges	5% on the principal outstanding
Solvency Certificate	N.A.
Charges for late payment (loans)	2% per month
Charges for changing from fixed to floating rates of interest	N.A.
Charges for changing from floating to fixed rates of interest	N.A.
Cheque Swap Charges	Rs. 500/-
Document Retrieval Charges	N.A.
Cheque bounce charges	Rs. 200/-

Application Process :

Please Click here if you wish to apply online for Personal Loan and we will send our representative to visit you.

Please contact our representative near your residence / office and he will help you fill in the application form.

There is no need for you to visit our office. All formalities will be completed at your doorstep itself.

Once all the details are in our possession, the Personal loan can be sanctioned within 24 hours.

As a policy we do not disclose the reasons for rejection.

Apply Online:

Wish To Contact Us?

You can email us at alphaze@gmail.com

You can Call us at Telefax 044 2445 5551 / 2, 2454 3000/1.

You can Visit Us at :

Alphazee Automobiles Pvt. Ltd.
Alphazee,
# 1 & 2, (old 4/575), Rajiv Salai, (OMR),
(Opposite to YMCA HOSTEL)
Kottivakkam, Chennai - 600 041.
Telefax: 044 - 2454 3000/1, 2445 5551/2, Mobile: 98400 67809
E-mail: alphaze@gmail.com

Faq

What are the minimum and maximum loan amounts?
You can avail of various range of loans of depending on your eligibility, income and repayment capacity.

What are the loan tenure options?

The loan can be repaid over a period of 12 to 60 months.

Are there any additional charges?

A processing fee of 2% of the loan amount is payable upfront. This fee will be deducted from the disbursal amount payable to you.

How much time will it take for my loan to be approved?

Loans are approved within 72 hours of submission of complete documentation.

Do I have to provide any security, collateral or guarantors?

No security, collateral or guarantors are required for obtaining a Personal Loan.

How do I repay the loan?

You can repay the loan in Equated Monthly Instalments (EMI's) through post-dated cheques favouring Alphazee.

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