Used Cars Finance:

Our Schemes are designed after get into your shoes. We believe its you who own the car and its you to decide the way pay back the finance. The finance options are tailored made to suit you....Perfectly. So without much delay drive your dream car away smooth.

Pre Owned Cars:

• 80 - 100% funding depending on car & your eligibility.
  
  
• 3,4,5 - 7 years tenure depending on age or car.
  
  
• No income proof / Own Property proof schemes.
  
  
• Special schemes for Doctors, Teachers, Software Professionals, CA's.
  
  
• Easy loan on Repayment of loans / Credit Card / Bank Statement.
  
  
• Out of city up to 150 km radius can be funded.
  
  
• Duplicate RC / other state Vechile can be funded.
  
  
• Imported car can be funded.
  
  
• Our Valuation assure your car status - Accidental free cars.
  
  
• We undertake RTO formalities, to transfer the car in your name.

Take Over Topup Loans:

If you already have an existing loan on the car, we can take over the loan from that finance company and give you the balance money (100% of the car assessed value. For ecample: if you have a Zen LXI 2003 model with the assessed value Rs.2,65,000/- and have a loan outstanding with X Finance company for Rs.1,00,000/- then in this case we would give you Rs.2,50,000/- loan, of which Rs.1,00,000/- will go to close your exisiting loan with finance company of balance Rs.1,50,000/- would be in your hand. You could also close your costly loans with our flexible cheaper loan options.

Refinance:

If your car is with at a loan, anytime you can refinance it and get up to 80% of the valuation as finance amount for 3 - 4 years.

New Car Loans

The CAR OVERDRAFT product converts your Car into CASH , Yes ! all you need to do is Hypothecate your Car in our favour and we will give you:

• An Overdraft facility - An Overdraft limit / Cash upto 90% of the assessed value of your vehicle.
  
  
• Interest Charged only on utilization - Interest is charged only on the amount utilized and the time period utilized for. In case of non- utilization of the funds no interest will be charged.
  
  
• Flexible Repayment - No fixed Equated Monthly Installments , every month pay only minimum 5% of the total utilization of the overdraft facility.
  
  
• An HPCL Debit Card : which allows you to transact at any VISA Merchant outlets who have electronic swipe machines. You can also use this card to withdraw cash from any ICICI Bank ATM.
  
  
• A Roaming Current account - with the facilities of Any Where Banking & NIL Minimum Balance requirement.
  
  
• Multicity Cheque Book - We value your time and money. Your cheques will be treated as local cheques at over 100 centres across India.
  
  
• Internet Banking : effect fund transfers , accesses your statements , pay your bills etc….from the place of your convenience.
  
  
• Phone Banking : carry out basic banking operations over the telephone.
  
  
• National Accesses - access to 450 branches and 1750 ATMs.
  
  

Car Loans | Car Overdraft

Car Loans

Car Overdraft